Optional auto insurance that pays to repair or replace your vehicle after a crash, regardless of who is at fault (subject to deductibles and limits).

In a personal injury case:
Helps get your car fixed sooner, while the injury claim may take longer.

What to know:

• Using collision doesn’t usually hurt your right to pursue the at-fault driver.

• Your insurer may seek reimbursement (subrogation) from the at-fault carrier.